14+ hour, 50+ min ago   (849+ words) Expert takeaway: In September 2026 the choice between fixed and floating is not a bet on which rate wins. With 3-month compounded SORA near 1.19% and two-year fixed packages starting from 1.40%, the gap is so thin that the real question is which…...

4+ day, 14+ hour ago   (742+ words) Expert takeaway: In 2026, a repricing letter from your own bank is a starting bid, not a best offer. Shopping the market before your lock-in expires is often worth five figures, but only after you net off legal fees and any…...

6+ day, 8+ hour ago   (749+ words) Expert takeaway: Refinancing at lock-in expiry in 2026 is one of the highest-return hours a homeowner can spend, but the saving comes from timing the free-switch window and comparing the three-year cost, not from chasing the lowest headline rate. Here is…...

1+ week, 1+ day ago   (764+ words) The EC income ceiling did rise to $18,000 in 2026, but the headline hides the catch: not a single executive condominium a buyer can actually apply for today runs on that number. Every EC currently on sale, and every one launching in…...

2+ week, 14+ hour ago   (545+ words) Expert takeaway: For a $1.6 million condo in 2026, a first-time Singapore Citizen with no existing home loan needs roughly $449,600 upfront: a $400,000 down payment (25% of price) plus $49,600 in Buyer's Stamp Duty, before legal and valuation fees. Of that, at least $80,000 must be…...

2+ week, 6+ day ago   (1379+ words) For the first time in seven years, the income ceiling has moved. For a whole band of dual-income couples who were quietly priced out of subsidised housing by their own pay increments, this is the single most meaningful housing announcement…...