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News
Fixed or Floating in 2026? How One Family Chose With 3M SORA at 1.19% and Fixed From 1.40%
12+ hour, 37+ min ago (849+ words) Expert takeaway: In September 2026 the choice between fixed and floating is not a bet on which rate wins. With 3-month compounded SORA near 1.19% and two-year fixed packages starting from 1.40%, the gap is so thin that the real question is which…...
EC Income Ceiling $18,000 in 2026: Why Every EC You Can Buy Today Still Runs on $16,000
1+ week, 1+ day ago (764+ words) The EC income ceiling did rise to $18,000 in 2026, but the headline hides the catch: not a single executive condominium a buyer can actually apply for today runs on that number. Every EC currently on sale, and every one launching in…...
Singapore Mortgage Stress Test 2026: Why 1.4% Rates Still Cap Your Loan at 4%
1+ week, 5+ day ago (749+ words) Expert takeaway: Singapore mortgage rates are near multi-year lows in 2026, but your borrowing limit has barely moved, because MAS still tests every home loan at a stress rate of at least 4%. Cheap money lowers your monthly payment, not the size…...
Singapore Private Rental Vacancy 2026: 6.4% Near Danger Zone as Leasing Jumps 5.1%
2+ week, 6+ hour ago (902+ words) The headline that will circulate is a soft one. Rents barely moved while empty units multiplied. But the vacancy number is the one worth staring at, because it is a forward indicator: when a larger share of completed homes sits…...
New Launch Condo Floor Area 2026: Why Efficiency Ratios Fell From 99% to ~95%
2+ week, 1+ day ago (865+ words) GFA harmonisation did not make new condos more expensive overnight. It changed what counts as saleable space, so post-2023 units look smaller and pricier per square foot even when the total cost and usable space are broadly comparable to older…...
NDR 2026 Housing Changes: BTO Income Ceiling Up to $16,000, EC to $18,000, and Extra Ballot Chances for Families
2+ week, 6+ day ago (1379+ words) For the first time in seven years, the income ceiling has moved. For a whole band of dual-income couples who were quietly priced out of subsidised housing by their own pay increments, this is the single most meaningful housing announcement…...
Singapore Private Rents Barely Moved in Q2 2026 Despite a 5% Leasing Jump: The CCR-Suburbs Split
3+ week, 4+ day ago (885+ words) Expert takeaway: Singapore private rents rose only 0.7% in Q2 2026 even though leasing volume jumped 5.1%, because demand was met by an even faster build-up of completed stock. The headline number hides a sharp regional split: prime CCR rents firmed while suburban OCR…...
Pricing Your HDB to Sell in a Softening 2026 Market: When to Hold Firm vs Cut
4+ week, 6+ hour ago (755+ words) Expert takeaway: In a market where the HDB Resale Price Index has slipped for two consecutive quarters, pricing to the last 8 to 12 weeks of comparable transactions beats anchoring to a 2024 peak that no longer exists. Hold firm only when your…...